First, you’ll need the exact amount of money you want to guarantee with the check. To purchase a cashier’s check, you’ll need two pieces of information. You can’t write a cashier’s check on your own, so what are your options for where to get a cashier's check? You’ll need to go into a bank or a credit union. There’s a big difference between a cashier’s check and a personal check, and it can take awhile to get a cashier’s check, so make sure you check your lease or ask your landlord if you need a cashier’s check well before your monthly payment is due. You may also be required to use a cashier’s check for slightly smaller transactions, such as a security deposit on your apartment, or even occasionally your monthly rent payment, if required by your landlord. A cashier’s check helps ensure that they will. Because there's a large sum of money involved, the seller wants to guarantee that they’ll receive the full amount. That way, the seller knows that your check will clear when he or she tries to deposit it and that there’s no chance of your check bouncing.Ĭashier’s checks are usually required for major purchases, such as when you’re putting a down payment on a house or purchasing a car. When you use a cashier’s check to pay for a purchase, the bank guarantees that that funds on the check are available to the seller. I’ll give you options for where to get a cashier’s check and walk you through other options you can use to pay for your purchases if you don’t wish to use a cashier’s check.Ī cashier’s check is considered a safe form of payment because it’s guaranteed by the bank. In this article, I’ll explain exactly where to get a cashier's check and how to get a cashier’s check. A cashier’s check is a guaranteed way to pay for something and is often requested during large transactions to ensure that you actually have the money you need for your purchase.īut what actually is a cashier’s check? Why do you need it? And, if you need one, where can you get one? If so, you may be asked to use a cashier’s check to make your payment. Making a large purchase, such as buying a car or putting a down payment on a house?
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